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NYC Business Assistance Guide August 28, 2002 There are over 50 different programs which include grants, loans, tax benefits, consulting services and educational opportunities to companies in the affected areas 14th Street and below. A comprehensive list is provided below with a brief description of the plan and contact information. Walk-In Services and Hotlines New York City Economic Development Corporation (EDC) Empire State Development Corporation (ESDC)
Financial Assistance Grants WTC Business Recovery Grant Program Small Firm Attraction and Retention Grants WTC Large Business Job Creation and Retention Program Liberty Zone Business Employee Credit New York Energy $martSM Loan Fund Lower Manhattan Air Conditioner Program Draft Assistance Plan for Individuals New York City Investment Fund’s Financial Recovery Fund Seedco Lower Manhattan Small Business and Workforce Retention Project Seedco Lower Manhattan Small Grocer Initiative Grants for NYC cultural and performing arts organizations The Lower Manhattan Emergency Preservation Fund Shared Work Program - Layoff Aversion
Federal Programs Small Business Administration (SBA) Loans Federal Emergency Management Agency (FEMA) Assistance
Low-Interest Loans WTC Disaster Recovery Bridge Loan Program Accion, NY American Dream Disaster Relief Fund Regional Economic Development Assistance Corporation (REDAC) Renaissance Business Emergency Loan Fund Washington Heights and Inwood Development Corporation (WHIDC) The Lower East Side People’s Federal Credit Union (LESPFCU)
Nonprofit Programs Fund for City of New York: Cash Flow Program for Nonprofits Nonprofit Finance Fund’s (NFF) Nonprofit Recovery Fund
Private Banks and Other Programs HSBC Bank Rebuild New York Loan Program Bank of New York Small Business Recovery Center Relief Package WTC Economic Recovery Power Program
Real Estate Resources
Technical Services Asian American Business Development Center walk-in center Crain’s Listing of Lower Manhattan Businesses New York State Small Business Development Centers Business Outreach Center Network
Donations (Goods and Services) Brooklyn Chamber of Commerce: Skills Bank NYSIA’s Supplies and Services Database Free Web Links on Crain’s New York Business Website
General Information Information and Assistance Links Tax Information (Liberty Zone Business Employee Credit)
Upcoming Events Free Business Assistance Workshops Crain’s Small Business Breakfast Crain’s New York 11th Annual Expo
WALK-IN SERVICES AND HOTLINES
New York City Economic Development Corporation (EDC) 866-227-0458 WTC Business Rebuilding Center, 140 William Street (at Fulton)
· Hours: Monday, Tuesday, Thurs, Fri 9AM – 5PM and Wednesday 9AM – 8PM. · Service providers are: EDC, the SBA, and Accion. · Available:distribution, review, and receipt of the WTC Business Recovery Grant and Small Firm Attraction and Retention Grant applications. Also, explanation of all other programs available to assist businesses. · Note: there is consistently a notary at 140 William Street.
Empire State Development Corporation (ESDC) 800-ILOVENY (800-456-8369) WTC Business Recovery Center, 2 Rector Street (at Greenwich)
· Hours: Mon, Tues, Thurs, Fri 9AM – 5PM; Wed: 9AM – 8PM. · Available: distribution, review, and receipt of the WTC Business Recovery Grant and Small Firm Attraction and Retention Grant applications.
Notes: · The EDC walk-in center at 110 Maiden Lane has moved to 140 William Street. · The ESDC walk-in center at 633 Third Avenue is closed. FINANCIAL ASSISTANCE WTC Business Recovery Grant Program (new eligibility
guidelines) Administered by the Empire State Development Corporation (ESDC)in coordination with the
New York City Economic Development Corporation on behalf of the State of New
York. This program is funded by HUD.
The application deadline is December 31, 2002 and may be extended. Applications are available at 2 Rector
Street and 140 William Street. Both are handing out, reviewing and accepting
applications. Applications can also be downloaded from http://empire.state.ny.us, http://www.nylovessmallbiz.com, or http://www.nylovesbiz.com/wtc/wtc-grant-program.htm.
For more information, please call (800) ILOVENY (800-456-8369) or 866-227-0458. Applicants must provide a completed
application form and attach a photocopy of: ·
The business’ federal income tax return for the most recent
fiscal year ending before 9/11/01. ·
The business’ lease, deed, or permit for the business
premises in the Eligible Area as of 9/11. ·
The business’ current lease if it has relocated to a new
location within NYC. ·
A completed Form 8821 authorizing ESDC to access tax returns
from the IRS. ·
If the premises were leased, copies of both sides of
cancelled rent checks for July, Aug., Sept. 2001 and a copy of a utility
bill for either July, Aug., or Sept. 2001. ·
A voided check for the business’ bank account, imprinted
with the legal name and address of the business. (It is ESDC’s intention to
electronically transfer grant awards directly into business accounts.) Frequently
asked questions: What types of businesses qualify for
the grant? An
Eligible Business is a for-profit business entity or not-for-profit
organization with fewer than 500 employees worldwide that was located as of
Sept. 11, 2001 on or south of 14th Street and has maintained or will
resume a business in New York City. Street Vendors are considered eligible
businesses. My business has several locations
within the Eligible Area. Can I apply for a grant for each location? Yes.
A business having several locations within the Eligible Area may apply for a
grant for each Location. In no case will the total grant assistance provided to
any business from HUD funded WTC
programs exceed $500,000. Can I apply for this grant if I’ve already received grant
monies from the previous retail grant? Yes.
Businesses that received a grant from the earlier WTC Disaster Retail Recovery
Grant Program may apply for additional Assistance through the WTC Business
Recovery Grant Program. How is the grant calculated for
disbursement? Depending on location within the Eligible Area, eligible
for-profit businesses may receive grants based on average daily gross sales or
revenues lost (based on a 250 day business year). Grants to Eligible
not-for-profit organizations will be based on average daily total revenues
(line 12 from a 990 return). Grants are calculated in the following manner: How do I receive additional compensation if I have already
applied and received money? Previous recipients will receive
affidavits by mail to reaffirm that their original application info is
accurate. After signing & returning that form, ESDC will wire the
additional funds to them. ***Please note new compensation guidelines: Area Days
of Economic Loss Percent
of Annual Gross Revenues or Expenses Maximum Grant Amount 14
St - Houston Area 3 1.2% $ 50,000 Houston
- Canal Area 5 2% $100,000 South
of Canal Area 7 2.8% $150,000 Restricted
Zone 25 10% $300,000
Small Firm Attraction and Retention Grants Administered by the Empire State
Development Corporation (ESDC) in coordination with the New York City Economic
Development Corporation (EDC) on behalf of the State of New York. This program is funded by an appropriation
from the US Department of Housing and Urban Development. It is the objective of this program to
help retain and create jobs in New York City by assisting businesses employing
up to 200 individuals within the eligible areas. Note: this program has been
approved for firms under size 10. ESDC/ EDC will provide two payments of
$2,500 or $1,750 per employee based on the company’s location and a completed
application as follows: Eligible Companies: Small Firms
that commit to located South of Canal Street for at least 5 years. Small Firms
that were located in or near the WTC who commit to stay downtown for at least 5
years. Small Firms
that were located in or near the WTC who commit to stay in NYC for at least 5
years. Eligibility
Criteria: The Company must have a current lease
expiring no later than 12/31/04, have been located in the Restricted Zone that
was in operation until 10/23/01, be commencing operations in Lower Manhattan,
or be relocating into Lower Manhattan. The company must sign a new lease or
renew an existing lease for a minimum of five years beyond the current commitment.
The new lease must be signed not earlier than 9/11/01 and not later than
12/31/04. Following signing or renewal of the
lease, the company must employ no more than 200 employees in an establishment
in the eligible area. The new lease is for space located in
the area on the south side of the line beginning at the intersection of the
Hudson River with the Holland Tunnel, and running east to Canal Street, then
running along the centerline of Canal Street to the intersection with Rutgers
Street and running along the centerline of Rutgers Street to the East River. Applications are available at the
Business Recovery Walk-In Centers located at 2 Rector Street or 140 William
Street in Lower Manhattan or by accessing www.nylovessmallbiz.com or www.newyorkbiz.com. Questions about the
Grant Program or the application process may be emailed to WTCGrantProgram@empire.state.ny.us
or call the ESDC hotline 800-ILOVENY (800-456-8369) or the EDC hotline
866-227-0458. WTC Large Business Job Creation and
Retention Program
·
Cash grant determined on a case-by-case basis and decisions
will be based on the economic value of the business or project to New York
City, risk, location and size of workforce. ·
Business employs more than 200 employees South of Canal
Street. ·
Businesses must retain jobs in New York City for a minimum
of seven years. Businesses must commit
to retaining jobs after September 11, 2001 and no later than December 31, 2004.
Additional assistance will be offered to businesses that relocate to lower
Manhattan and contribute to the rebuilding of the business community there. ·
No application deadline, however, a limited amount of funds
are available for this program. ·
Call the ESDC hotline 800-ILOVENY (800-456-8369), the EDC
hotline 866-227-0458, or stop by 2 Rector St or 140 William St for updated
information. Return to top Liberty Zone Business Employee Credit
Please see Liberty Zone
Business Employee Credit under Tax Information. New York Energy $martSM Loan Fund
·
The New York State Energy Research and Development Authority
(NYSERDA) is offering low-interest loans for residents and businesses with
properties in the Liberty Zone. ·
Borrowers located in Lower Manhattan, specifically the
southern tip of Manhattan to Canal Street, can receive an interest rate
reduction of up to 6.5 percent off the lender's interest rate. The loans,
normally reduced by an interest rate of up to 4.5 percent, can be used for over
50 pre-qualified energy upgrades and other improvements associated with
building renovations. ·
The maximum loan amount has been increased to $1,000,000 for
eligible pre-qualified and custom improvements for non-residential properties.
Up to $500,000 can be added for green building projects, including measures
that are environmentally sound or use renewable energy sources. The maximum
loan amount for multifamily properties (those with five or more units) remains
at $5,000,000 or $5,000 per unit, whichever is less. ·
Eligible borrowers may be commercial, industrial,
not-for-profit, institutional, residential, or multifamily and must be
responsible for payment of the building's utility bills. Only Con Edison
customers in the Liberty Zone are eligible to receive the special loan rates
that are being announced today. ·
Lenders participating in the Loan Fund program in the New
York Metropolitan area include Amalgamated Bank of New York, Banco Popular,
Bethex Federal Credit Union, Charter One Bank, Community Capital Bank,
Community Preservation Corp., Flushing Savings Bank, HSBC, Independence
Community Bank, The Low-Income Housing Fund, Lower East-Side People's FCU,
M&T Bank, New York Business Development Corp., Signature Bank, State
Employees Federal Credit Union, and Union State Bank. ·
Applications are being accepted through June 30, 2003.
Please see http://www.nyserda.org/602pon.html or call
1-866-NYSERDA (697-3732) for more information Lower Manhattan Air Conditioner Program
·
Administered by the NYS Energy Research & Development
Authority, www.nyserda.org ·
Up to$375 is available toward the price of a new Energy
Star® room air conditioner or eligible
through-the-wall model. ·
This program is for companies with 10 employees or less who
are located at or below Canal Street. ·
A customer who has received a directly mailed application
from Con Edison will drop off an old air conditioner unit and buy a new,
qualified room air conditioner unit from a participating retailer at or below
14th Street, Manhattan. (If you have already received a $75 Keep Cool Bounty,
you may apply for the difference.) ·
This program runs until October 31, 2002. Limit of one
incentive per business. ·
For more information, call 1-877-NYSMART (1-877-697-6278) or
visit www.GetEnergySmart.org to find a
list of qualifying units and store locations. Draft Assistance Plan for Individuals
To assist in the rebuilding and revitalization of Lower
Manhattan, the U. S. Department of Housing and Urban Development is providing
the Lower Manhattan Development Corporation with a $2 billion Community
Development Block Grant. Funds totaling $700 million have already been
allocated to the state to assist not-for-profits and businesses in Lower
Manhattan. The Lower Manhattan Development Corporation (LMDC), a
subsidiary of Empire State Development, has developed a Draft Assistance Plan
for Individuals. The Plan offers financial assistance to eligible individuals
who currently live and agree to remain in specified areas of Lower Manhattan
while creating financial incentives to encourage individuals to move to the
area. The Plan also provides job training assistance to affected individuals to
help prepare them for employment at companies in Lower Manhattan. The Plan has
completed public comments period, and next steps are upcoming. Please access www.nylovessmallbiz.com or www.newyorkbiz.com, call the
ESDC hotline 800-ILOVENY (800-456-8369) or the EDC hotline 866-227-0458 for
updated information. New York
City Investment Fund’s Financial Recovery Fund
Recoverable grants ranging from $25,000
to $250,000 are available to businesses that had been operating south of Canal
Street (changed from Chambers) for at least six months prior to September 11th,
and have between 4 and 100 full-time employees (except retailers, restaurants,
and manufacturers, which must have 50-100). In addition to providing interim
financing to a company while its business returns to sustainable levels, the
Fund also will provide strategic assistance, such as business mentors, to its
grantees. The intent of a recoverable grant is to
provide interim financing to a company while its business returns to
sustainable levels. If a company is then able repay the grant, this would
enable us to provide similar financing to other businesses. Terms of the recoverable grants are: 0%
interest rate, no collateral requirements, funds may not be used to repay debt
existing prior to 9/11, and businesses that meet the following eligibility
requirements can apply for a recoverable grant: Legally incorporated in the
U.S., Located south of Canal Street before 9/11, In business for at least six
months prior to 9/11, Between 4 and 100 employees (except retailers, restaurants,
and manufacturers, which must have 50-100), Current on taxes, Viable before and
after 9/11. To apply, call 212.493.7760. Callers
will be screened in the callback process, & eligible businesses will be
sent applications by mail or given a password to access the application online. Completed and signed applications
should be mailed to: Financial
Recovery Fund, Bowling Green Station, P.O. Box 1003, New York, NY 10274-1003 Additionally, you may fax your completed and signed
application to Seedco Lower Manhattan Small Business and Workforce
Retention Project
An additional $1.53 million has been
received from five corporate sponsors: the American Express Foundation, Bank
One Foundation, the McCormick Tribune Foundation, Warburg Pincus, and the
William Randolph Hearst Foundation. About 300 small businesses inquired
about the funds after Seedco stopped accepting new applications. Those
businesses‘ applications will be reviewed in the order in which they inquired
about the financing. For small retail or manufacturing businesses on or below
Canal Street. Administered by the Alliance for
Downtown New York, Seedco, and Asian Americans for Equality / Henry Street
Settlement (AAFE). The Alliance and AAFE will identify
needy businesses in their communities, direct appropriate resources to them,
and advocate on their behalf. Seedco will oversee distribution of the loan and
grant funds, manage the wage subsidy component, and provide technical
assistance. Three kinds of services are available: Financial Assistance: Low-interest
loans of up to $100,000 with terms between six months and three years are being
offered. Loans can be used for working capital or to bridge the gap before
receipt of funding from other sources. Grants of up to $25,000 will be
available for one-time costs not covered by insurance policies. Employment Retention /Wage
Subsidies: Business Support Services: For additional
information: http://www.seedco.org/about/news/indexsb.html.
Despite the message saying the program is outdated, you may leave your
information at the numbers below. Seedco - (212)
473-0255 x378 Seedco Lower
Manhattan Small Grocer Initiative
The Lower Manhattan Small
Grocer Initiative to help delis, bodegas, newsstands,candy stands, quick
service restaurants, corner stores, hot dog stands, pizza parlors and other
convenience stores below Houston Street has been launched by Seedco. Eligibility criteria
includes: Ø
Businesses must be located in Manhattan on or below
Houston St; and, intend to stay there. Ø Businesses
must employ less than 50 Ø Businesses
must demonstrate adverse impact from 9/11 attack Ø Businesses
that are at risk for layoffs Ø Businesses
must be able to demonstrate financial viability prior to 9/11. The program was launched
with $3 million, including a $1.5 million grant from the PepsiCo Foundation and
smaller donations from other groups. The program will offer loans and grants
along with wage subsidies to businesses.
For more information, call
Seedco at (212)
473-0255 X 376 Grants for NYC cultural and performing arts
organizations
Mellon Foundation Grant: Grants of
$250,000 to $2 million for NYC cultural and performing arts organizations: A
$50 million fund targeted at cultural and performing arts organizations
directly affected by the events of 9/11. Candidates will need to submit a
proposal that documents the direct financial and other consequences they have
experienced as a result of 9/11. Individuals are not eligible. Organizations
can be located anywhere in NYC. Contact T. Dennis Sullivan, Financial Vice
President at (212) 838-8400 or tds@mellon.org. Mayor Michael Bloomberg has
announced a round of city grants for small and midsize arts organizations and
artists, for losses incurred after Sept. 11. The funds will come from the $2.5
million grant that the city made to Broadway in December. A good portion of the
grant has been returned to the city because Broadway rebounded more quickly
than expected. The Lower Manhattan Emergency Preservation Fund
The Lower Manhattan Emergency
Preservation Fund was formed after 9/11 to make grants to help alleviate the
impact of the disaster and to stabilize, renovate, and restore damaged historic
sites in Lower Manhattan. It is a consortium of five prominent historic
preservation organizations, the World Monuments Fund, the National Trust for
Historic Preservation, Preservation League of New York State, Municipal Art
Society, New York Landmarks Conservancy.
Historic sites eligible for grants from the LMEPF include secular and
religious structures, open spaces, and works of art. In awarding grants,
preference will be given to nonprofit applicants and to uninsured or
under-insured owners. Requests may be made for planning, documentation,
evaluation, construction, and advocacy activities. Please visit our web site
for more information, at www.nycpreservation911.org. As part of their flexible
financial aid packages designed to help nonprofits, grants are available. For information please refer to their
website at http://www.nonprofitfinancefund.org/
or contact Ann McKinnon at (212) 868-6710 or by email
ann.mckinnon@nffusa.org Shared Work Program - Layoff Aversion
This
is New York State program designed to help companies to keep from laying off
staff. This
is accomplished by allowing an employer to reduce staff hours or wages from
20%-60% per week and subsidizing wages through unemployment insurance benefits.
May be subject to how many employees
company has. More information from NY State DOL at http://www.labor.state.ny.us/agency/wtc.html Companies interested should call (518)
457-5807 Small Business Administration (SBA) Loans
SBA representatives are distributing
applications at 140 William Street. The SBA (1-800-659-2955) has relevant
information on its website at http://www.sba.gov/disaster/newyorkfires.html Three disaster
loan programs are available through the SBA. The maximum disaster loan amount
made to business concerns and non-profits located in the declared disaster
areas of New York is $10,000,000. The maximum loan limit is applied to the
combination of both physical and economic injury disaster loans. The deadline
for these programs has been extended to January 31, 2003. Loans to
businesses to repair or replace disaster damages to property owned by the
business, including real estate, machinery and equipment,
inventory and supplies. Businesses of any
size may be eligible. Nonprofit organizations such as charities, churches,
private universities may also be eligible. ·
Economic Injury Disaster
Loans (EIDL) for Small
Businesses Loans for working capital to small
businesses to assist them through the disaster recovery period. Loans cover
operating expenses the business could have afforded to pay, if the disaster had
not occurred. Also covers having lost an "essential employee" to
active duty as their role as military reservist. Eligible businesses now include: private,
non-profits (PNPs) located in the declared disaster areas of New York. The
PNPs must be within the small business size standard. Small finance and
insurance firms located in the declared disaster areas that are classified
under the following North American Industry Classification Systems (NAICS): Activities 522320 Financial
Transactions Processing, Reserve & Clearinghouse 522390
Other Activities Related to Credit Intermediation 522210
Securities and Commodities Exchange 523920
Portfolio Management 523991
Trust, Fiduciar and Custody Activities 524113
Direct Life Insurance Carriers 524114
Direct Health Insurance Carriers 524126 Direct
Property Insurance Carriers 524128 Other
Insurance Carriers 524210
Insurance Agencies and Brokerages 524291
Claims Adjusting 524292 Third
Party Administration of Insurance and Pension Funds 524298 All
Other Insurance Related Activities 561510
Travel agencies (eligible for up to $3 million) For EIDL only, payments of
principal and interest shall be deferred and no interest shall accrue during
the two-year period following the approval of this loan. This applies to small
business concerns and private non-profits located in the declared areas of New
York as a result of the 9/11 terrorist attacks. Higher payments may be
calculated as a result of the deferment. For currently approved EIDL's,
recalculations will be completed via computer. ·
Disaster Assistance Loans
for Homes & Personal Property Loans to homeowners or renter to repair
or replace disaster damages to real estate or personal property owned by the
victim. Renters are eligible for personal property losses, only. For more information, please call
1-800-659-2955, or 1-800-877-8339 TTY, or see The Disaster Assistance Service
Center located at 141 Worth (at Center St), M – F 9am-5pm, or the WTC Business
Rebuilding Center described elsewhere in this booklet. Additional assistance is
available through various Small Business Development Centers and SBA Women
Business Centers (Queens County Overall Economic Development Corporation at
718-263-0546, The Local Development Corporation of East New York at
718-385-6700 x 101, Women's Venture Fund, Inc at 212-563-0499, Hunts Point
Economic Development Corp. at 718-842-8888). Federal Emergency Management Agency
(FEMA)
Assistance
For businesses,
FEMA also offers disaster unemployment assistance for those out of work as a
result of the disaster, including self-employed persons and others not normally
eligible for unemployment. Please call (800) 462-9029 or go to the City’s
Individual Assistance Center at 80 Centre/141 Worth Street FEMA Mortgage and Rental Assistance
(MRA) program -
FEMA's new program provides assistance to disaster victims
about to lose their primary residence as a result of financial hardship caused
by the WTC attack. -
Whether potential applicants live in the state of New York
or elsewhere, they may be eligible for MRA if their employment was directly
affected by the damages in the WTC impact zone. -
To apply for MRA, call toll-free registration line at
1-800-462-9029, TTY 1-800-462-7585. -
FEMA has extended its deadline for filing physical damage
claims from 6/11 to 9/30/2002. The New York Liberty Bond Program is an
$8 billion initiative to provide low cost, tax-exempt bond financing for major
projects to revitalize Lower Manhattan. The program is intended to secure
significant private sector investments to rebuild Lower Manhattan. The Liberty Zone is the area located on
or south of Canal Street, East Broadway (east of its intersection with Canal
Street), and Grand Street (east of its intersection with East Broadway). To be
considered for financing, projects must be consistent with one or more of these
goals and satisfy the application guidelines. The Liberty Bond Program seeks to: ·
repair and replace damaged and destroyed commercial space, ·
upgrade existing commercial space, ·
create multi-family residential rental and retail
development, ·
provide modern office space for displaced and decentralizing
businesses in central business districts throughout the City, ·
attract new residents and employers to New York City, and
encourage environmentally responsible design and construction. The New York City Industrial
Development Agency (IDA) and the New York Liberty Development Corporation
(NYLDC) will issue bonds for commercial projects. The New York State Housing
Finance Agency (HFA) and the New York City Housing Development Corporation
(HDC) will be the issuers for residential projects. Projects seeking Liberty Bond financing
must also meet certain minimum square footage and expenditure requirements. The
commercial guidelines require that construction projects located within the
Zone must create at least 20,000 square feet of commercial space. Construction
projects outside the zone, but within the City, must create at least 100,000
square feet of contiguous commercial space. Renovation projects within the Zone
must renovate at least 50,000 square feet of contiguous commercial space and
involve expenditures for base building improvements of at least $50 per square
foot. Projects outside the Zone, but within the City, must renovate at least
100,000 square feet of contiguous commercial space and involve base building
expenditures of at least $100 per square foot. The guidelines for residential projects
require the projects be located within the Zone. Projects may entail new
construction, conversion of a commercial facility, or substantial renovation of
an existing residential facility. Rehabilitation expenditures must equal at
least 50% of the amount of New York Liberty Bonds. Both HDC and HFA are
requiring an additional public benefit as part of the liberty Bond Program: HDC
will impose additional fees to be used to preserve and create affordable
housing throughout the City, while HFA will require that at least 5% of the
units be affordable to moderate income families. For more information on the New York
Liberty Bond Program, contact the bond issuers: New York City Industrial
Development Agency, 212-312-3600; New York Liberty Development Corporation,
212-803-3766 or www.nylovesbiz.com;
the New York State Housing Finance Agency, 212-688-4000 or www.nyhomes.org;
and the New York City Housing Development Corporation, 212-227-9783 or www.nychdc.com/libertybonds.
You may see http://www.newyorkbiz.com/libertybonds/
for a brochure. WTC Disaster Recovery Bridge Loan Program
While waiting for their SBA loans to be
processed, businesses and nonprofits may receive bridge loans of up to $100,000
within days of application. Please see http://www.newyorkbiz.com/WTCloan/
This program has been made possible through guarantees to the banks
provided jointly by the City and State of New York. These loans tend to be low interest,
with fees often waived and deferred interest payments sometimes available for
the first year. Please contact the following banks or
visit any participating branch for more information: The Bank of New York (800)
621-3443 The following Community Development
Credit Unions lend smaller amounts under the New York City Capital Access program.
Please contact them for more information: Bethex Federal Credit Union (718) 299-9100 Bushwick Cooperative Federal Credit
Union (718) 418-8232 Central Brooklyn Federal Credit Union (718) 789-3200 x304 Homesteaders Federal Credit Union (212) 479-3340 Neighborhood Trust Federal Credit
Union: Washington Heights (212)
740-0090 West Harlem (212)
234-7543 Union
Settlement Federal Credit Union (212)
828-6063 You may also contact the following
Community Development Financial Institutions (CDFIs) to inquire about their
related programs: Accion, NY American Dream Disaster Relief
Fund
The American Dream Disaster Relief Fund
is a loan program for micro-business owners not eligible for SBA loans. Program
is committed to working with self-employed individuals who lack access to
traditional forms of business credit. Its contributors include the Sloan Foundation, Charles Stuart Mott Foundation, and
Johnson and Johnson, as well as a recent $500,000 grant from JP Morgan. The
Program is viable through 12/2002 at which time it will be reevaluated. Eligible businesses must be located
south of 14th St. or can demonstrate that at least 50% of clients or
contracts were located in the affected area. Eligible businesses include street
vendors and service business (including shoe repair businesses) that were
housed in the WTC. Loans up to $30,000, terms of up to 5
years, with an additional 10% of the loan amount to be in grants. A partner,
World Vision, has contributed these funds to ACCION loan recipients. To donate or for more information
contact 718-599-5170, visit Accion representatives at the WTC Business
Rebuilding Center at 140 William St, or contact Accion’s loan officers at (917)
209-3958. Accion also
runs Loan Information Sessions. For more information, or to reserve a space at
an info session, please call: (718) 599-5170. Regional Economic Development Assistance Corporation
(REDAC)
REDAC Disaster
Relief Business Loans -
Short-term emergency loans of up to
$5,000; must be business-related; can be used for physical reconstruction,
payroll, inventory replacement, relocation costs, equipment replacement, etc. -
Please refer to http://www.nycif.org/REDAC.htm#redac,
or contact Gloria Benjamin at (718) 522-4600 x18 or George Hirschfeld at x19. Brooklyn Economic Development Corporation (BEDC) Line of Credit -
Lines of Credit of up to $10,000 through BEDCfor Brooklyn Businesses or Businesses
owned by Brooklyn Residents who reside in Congressional Districts 8, 10, 11 and
12. Must be business-related; can be used
to help with cash flow issues. -
Revolving line of credit for one year
with an annual renewal. Rate: 7.5%.
Application turnaround is approximately 3 weeks. -
Please refer to http://www.nycif.org/REDAC.htm#redac,
or contact Gloria Benjamin at (718) 522-4600 x18 or George Hirschfeld at x19. Renaissance Business Emergency Loan Fund
Short-term working capital loans of up
to $25,000 to small, start-up and established businesses adversely affected by
their proximity to the World Trade Center, particularly those south of Houston
Street. Term of 6 to 24 months, interest rate of 4 to 6%. Please contact the
Renaissance Economic Development Corporation, 1 Pike Street, (212) 964-6022 or www.renaissance-ny.org
Washington Heights and Inwood Development
Corporation (WHIDC)
Provides loans up to $50,000 to
individuals for businesses that were directly or indirectly impacted by the WTC
disaster. No collateral required; WHIDC relies on personal guarantees. Interest
rate is currently 9.5%, term of 5 years. Businesses must be or have been located
in Washington Heights, Harlem, or Inwood. After applicant submits application,
WHIDC will arrange a personal interview; visit the business and then bring loan
application to Committee. Process takes
about 30 days. For information and a loan application call (212) 795-1600. The Lower East Side People’s Federal Credit Union
(LESPFCU)
LESPFCU is providing affordable
financial services to micro and small business owners, seeking economic
assistance, due to the World Trade Center tragedy. Business owners must be
members. -
The Micro-enterprise Program offers Micro-enterprise loans
from $500 to $10,000, seminars and one-on-one technical assistance. -
The Small Business Loan Program is a business-purpose loan
from $10,001 to $25,000 to small businesses (total business asset size not to
exceed $250,000) for the purposes of working capital and fixed asset
acquisition. For additional information please
contact Cathy Hickey, Micro-enterprise and Small Business Loan Officer, at
212-529-8197 ext. 18 or cnhickey@lespfcu.org.
Fund for City of New York: Cash Flow Program for
Nonprofits
The Fund for
the City of New York’s Cash Flow Loan Program was created in 1976 to assist
nonprofit organizations waiting for contracted funds from government and
foundations. The program provides bridge financing to cover delayed payments
due. For more
information go to http://www.fcny.org/cash/index.html, call Andrew Walrond at (212) 925-6675 X 246 or Shawniqua
Ottley at (212) 925-6675 X 243, or email cfl@fcny.org Nonprofit Finance Fund’s (NFF) Nonprofit Recovery
Fund
Provides flexible financial
aid packages designed to help nonprofits return financially to where they were
before the event. Packages may consist of a combination of grants, recoverable
grants, and loans. For information please refer to http://www.nonprofitfinancefund.org/
or contact Linda Lawson at (212) 868-6710. Private Banks and
Other Programs
HSBC Bank –
Rebuild New York Loan Program
Bank of New
York Small Business Recovery Center Relief Package
Type and Use:
Loans to cover physical damage or economic loss for new facilities and accounts
only. Includes 3 months free checking and on-line banking. Amount: $5,000 -
$100,000, Interest Rate: Prime - 2%, Term: Up to 3 years, Fees/penalties: none Criteria for
Assistance: Business directly affected by September 11. Location: For physical damage: businesses located at Ground Zero.
For economic loss: businesses within 5 boroughs (include statement of economic
losses directly attributed to September 11). How to Apply: Contact local branch or call:
800-621-3443. Hours: Mon – Fri,
8:30AM – 5PM, or visit the Small Business Recovery Center: 80 Broadway @ Wall
St. WTC Economic Recovery Power Program
-
The Program offers discounted energy to eligible businesses
in Lower Manhattan as part of legislation signed by the Governor reallocating
up to 80 megawatts of low-cost power and energy formerly allocated to the Port
Authority for its tenants at the World Trade Center. Companies receiving
benefits under this Program may save approximately 25% off their bundled ConEd
bills. Benefits last for three years. To qualify, companies must be in one of
three priority categories (see below), and must have a minimum peak demand of
at least 20 kilowatts of power. Eligibility -
The Program is available to any business south of the
centerline of Houston Street in Lower Manhattan that has a minimum peak demand
of at least 20 kilowatts of power (usage typical of companies occupying
approximately 2,900 square feet of office space). -
The 80 megawatts of power in this Program will be allocated
based on the following priority categories. That is, companies in Priority 1
will be given first consideration; companies in Priority 3 will get final
consideration. The power will be allocated until all 80 megawatts are
distributed to the eligible companies. Priority 1 Former tenants of WTC buildings 1, 2,
4, 5, 6 and other companies that were displaced at least 30 days that have
re-established their businesses south of Houston Street. Priority 2 Same as above except that the companies
have re-established their businesses elsewhere in New York City (i.e., outside
of Lower Manhattan). Priority 3 Businesses south of Houston Street (old
or new) that commit to retain or create jobs south of Houston Street. Application Process Applications are available at the
walk-in center at 140 William St and on www.newyorkbiz.com.
Completed applications must be submitted to the New York Power Authority in
White Plains (800-622-NYPA; www.nypa.gov). Businesses that are accepted into the
Program must then sign a three-year contract with the Port Authority. Companies
in the “Priority 3” category must also sign an agreement with NYPA as to the
companies’ job commitments. Applications for companies in Priority
1 and 2 categories are currently being accepted. Applications for Priority 3
companies may be submitted but will not be reviewed until May 3. Because this Program operates on a
first-come first-served basis, and because the amount of available power is
limited, it is highly advisable for companies to apply as soon as possible. There are several
options for companies needing space: -
Beginning February 1st, KickStart downtown will have office
suites to staff 10-15 people or 4-5 people. The midtown location near Penn
Station will accommodate 2-7 people. The rates have dropped from $665 to $500
per person and Jonathan Mensch at 212-631-0825 is flexible to accommodate
displaced companies with long or short-term plans. -
Via Crain’s, to find available rental space in the
metropolitan area, -
The New York Software Industry Association (NYSIA) space
bank may be accessed at http://www.nysia.org/.
-
The Brooklyn Chamber of Commerce spacebank may be accessed
via their website at http://www.ibrooklyn.com/2000/new_WTCmobilization.html
. Please call (718) 875-1000 ext. 104 with questions. -
Through Digital NYCSM, companies may find
affordable, pre-wired office space for their growing high-tech business. For
information please refer to http://www.newyorkbiz.com/digitalnycis/ -
For temporary space companies should contact their industry
association (i.e. bar association for lawyers) to inquire about sharing space. -
Web resources: Searching
for Commercial Office Space http://www.manhattanoffices.com/ http://www.lookingforspace.com/ http://www.wallstreetofficespace.com/ Searching
for Retail Space Searching
for Small/Shared Office Space Companies
offering space may submit listings to: 1. New York Software Industry Association spacebank by
posting it at http://www.nysia.org/. Please call (212)
475-4503 with questions. 2. The Brooklyn
Chamber of Commerce spacebank by posting it at: http://www.ibrooklyn.com/2000/new_WTCmobilization.html.
Please call (718) 875-1000 ext. 104 with questions. 3. Industry associations. Adopt-A-Company Adopt-A-Company You can adopt
a company in any way that makes sense to you and your Adoptee. Adopt a
restaurant by agreeing to patronize it for a month and referring ten of your
top clients. Adopt a store by giving your employees 100 vouchers to shop there.
Adopt a small service business by donating office space, supplies, or a check
to cover some bills. For more
information, please see www.adopt-a-company.org, call (212)
618-5767, or email nycedc@adoptacompany.net. ·
The Technical Assistance Program is part of the $700 million
appropriation from the US Department of Housing and Urban Development (HUD). ·
Through a competitive Request For Proposal (RFP) process,
Empire State Development has selected 23 finalists to assist the State and City
with implementing the services for this program. ·
These community-based and other service providers will be
available to small businesses throughout the affected area and will offer a
comprehensive range of services including strategic planning, marketing, legal
advice, finance, and coordination of grant and loan applications. ·
Owners of small businesses located on or south of 14th
Street interested in any of these services, should contact 212-803-3755. Project
Liberty is a program that provides free crisis counseling services to persons,
families and groups most affected by the September 11 World Trade Center
disaster. Project
Liberty offers one-to-one or group sessions wherever you wish to have them – in
your home, school, business, office, or church. We reach out to disaster
survivors in their own environments, to provide face-to-face crisis counseling
and education services. Services are
offered in the five boroughs of New York City and in Delaware, Dutchess,
Nassau, Orange, Putnam, Rockland, Suffolk, Sullivan, Ulster, and Westchester
counties. Please see http://www.projectliberty.state.ny.us/ or call
800-LIFENET (543-3638). The New York
City Economic Development Corp. and the city Department of Business Services
have teamed up with Citibank to provide assistance to businesses that have been
hurt by Sept. 11. For more
information or for a schedule of visits, please contact the EDC hotline at
1-866-227-0458. Asian American Business Development Center walk-in center
·
Multilingual staff provides technical assistance to
businesses from Chinatown, Little Italy and the Lower East Side. Located at 150
Lafayette Street in Chinatown. ·
Hours are M-F, 9:30 - 5. Businesses will fill out a
preliminary questionnaire, after which a counselor will be assigned to review
programs that may be applicable to your business. ·
The center’s contact is Peter Lau, and AABDC’s phone number
is 212-483-8898 Crain’s Listing of Lower Manhattan Businesses
Crain’s has a
listing of small businesses below Canal Street at http://www.crainsny.com/page.cms?pageId=372. New York State Small Business Development Centers
The NYS Small Business Development
Centers provide assistance with business plan and loan proposal development,
financial planning and analysis, and strategic marketing and management. For
general information about the centers call their Disaster Assistance Line at
(800) 732-7232. Branches: -
Bronx: 250 Bedford
Park Blvd West, Bronx, (718) 960-8806 -
Brooklyn: 9 Graham
Avenue, Brooklyn, (718) 963-4112 x 563 -
Queens: 94-50 159th
Street, Jamaica, (718) 262-2880 -
Queens: 29-10 Thomson
Avenue, 9th Floor, Long Island City, (718) 482-5303 -
Manhattan: 137 East
25th Street, (646) 312-4790 -
Manhattan: One Pace
Plaza, Room W-483, (212) 346-1900 -
Staten Island: 2800
Victory Blvd, Bldg 2A Rm 300, (718) 982-2560 Business Outreach Center Network
The Business Outreach Center Network
puts small businesses together with information, technical assistance,
financing, and vital services and resources, free of charge. Staff multilingual
in Spanish, Russian, French and Chinese. -
Main office: 85 South
Oxford Street, Brooklyn, (718) 624-9115 -
Chinatown/Lower East
Side: 125 Canal Street, (212) 966-7328 -
Harlem: 102 West 116th
Street, (212) 663-8622 -
Hunts Point: 335 Food
Center Drive, Suite C104, Bronx: (718) 842-8888 -
Jackson Heights:
33-47 91st Street, Queens, (718) 651-6995 -
South Brooklyn: 1618
Coney Island Avenue, Brooklyn, (718) 253-5262 -
Staten Island: 1146
Forest Avenue, 2nd Floor, Staten Island, (718) 816-4775 The
Business Outreach Center Network is offering a program that helps
NYC businesses create, retain and upgrade jobs in businesses impacted by
the immediate and long term economic effects of September 11th World Trade Center
attacks. Eligible business may receive wage subsidies for 50% to 60%
of salary/wages, not fringe.
Reimbursement will be for wages up to $25.00 per hour. The subsidies are for a 90 day period, with
an additional 10% for businesses that retain the subsidized employees for 180
days. For more information, contact Daniel Delehanty, Business
Outreach Center (718) 624-9115; email ddelehanty@bocnet.org Women's
Business Center (WBC), an SBA sponsored program, provides women and men free
short and long-term managerial, business and technical assistance (business
plan development, financial projections, business and marketing development,
SBA loan packaging, federal government contacting and minority business
certification, business topic workshops) to start-up and existing businesses.
Contact in Manhattan: Women's Venture Fund (212) 563-0499; in Brooklyn: WBC LDC
of East NY (718) 385-6700; in Queens: WBC Queens County Overall EDC (718)
263-0546; in the Bronx: WBC Hunts Point EDC (718) 842-8888. Service
Corps of Retired Executives (SCORE), an SBA program, provides business
assistance (business recovery, development of a business comeback plan,
business planning, cashflow/debt management, personnel/human resources
assistance) over the phone, on-line or at walk-in centers in New York City.
Call:(800) 634-0245, (212) 264-4507,
or E-mail: Info@SCORENYC.org Financial
Advisory Coalition Contact: Michael M. Gansl, SVP, Schwartz Heslin
Group, Inc. The CAMBA Entrepreneurial Assistance Program will locate, train, and
screen employees for businesses. For additional information call (718)
282-2500. Industrial
Technology Assistance Corporation programs: call (212) 442-2990. New
York Association for New Americans:
small
business micro credit. (212) 898-4112. Project
Enterprise
provides business loans and technical assistance to entrepreneurs in NYC who
are at or below the poverty level. For additional information call (212)
678-6734. The
Vinci Renaissance Fund offers Pro Bono Financial Counseling provided for small
businesses affected by the World Trade Center disaster. For information call (212) 563-0499 or http://www.vincirenaissance.org/ or
http://www.rescuenewyork.com/. Lawyers
Alliance for New York is prepared to assist nonprofits affected by or responding
to the events of September 11th. Please contact Lori Moses, Lawyers
Alliance for New York, 330 Seventh Avenue, 19th Floor, New York, NY 10001;
telephone: 212-219-1800x231; email: lmoses@lany.org.
Please also see an FAQ available at http://www.lany.org/clientmemo.htm. NYC &
Company's Convention, Exhibition, Meeting and Event (CEME) Committee’s mission is to
help New York City reinforce its position as the "Convention, Exhibition,
Meeting and Event Capital of the World." CEME was formed as a response to
the economic downturn in New York City following 9/11 and has grown from a
handful of concerned business leaders into a 200-member strong committee.
Representatives on the Committee are from hotels, large-scale venues, caterers,
associations, attractions, media organizations, sight seeing, entertainment and
destination management companies. For more information visit www.nycvisit.com
or contact Terry Dale at (212) 484-1203 or tdale@nycvisit.com. The
TriBeCa Organization, Inc. was formed as a direct response to the
tragedy of September 11. T.O.’s members include over 200 TriBeCa professionals,
merchants, restaurants, service businesses, residents and other supporters.
Please provide us with all your information so we can better find you and be
responsive to your needs. For more Information: Please see www.tribecaorganization.org and
contact Julia Pershan at tribecaorganization@hotmail.com
or 212-219-2672. Three
databanks contain listings of business donations of goods and services. All
three serve both those who want and
those who can offer services. Organized by NYC Partnership and EDC Helps businesses procure discounted
goods and services. Requests for goods and services are considered for
businesses located within the Frozen Zone on September 11, 2001 If you need or can donate any of the
following, please call 866-227-0458. Your info will be taken down, a match will
be made, and then you will be contacted. Computers TTS (Technology, Technical Services,
Telecommunications) Office Equipment & Supplies Facilities Relocation Services (i.e.
cleaning, architect, engineer) Financial Services Professional Services (i.e. legal,
insurance, accountants) Donated Space Brooklyn Chamber of Commerce: Skills Bank
Skills
Bank: Online registry of volunteers willing
to provide technical assistance for businesses that need help getting started
again. Skills will range from web page design to legal assistance to computer
programming. Chamber staff will match businesses’ needs with volunteers ready
to serve them. Both those who need and those who can
offer skills can register to provide assistance. Please contact Michal Shechtman at
(718) 875-1000 ext. 138 or MShechtman@BrooklynChamber.com
for additional information. NYSIA’s Supplies and Services Database
Offers will be posted on the NYSIA Web
site, and companies will be contacted directly by those needing services. It is
assumed that the final arrangements will be discussed and clarified by the two
parties involved. Please go to http://www.nysia.org/ (Call (212) 475-4503
with questions) to offer or search for the following services: Hosting Space or Other Server Space
Offsite, Office Supplies and Furniture, Other Supplies and Equipment, Software
(shrink-wrapped or other non-custom), Telecomm (fax machines, phones, phone
switches, cable, etc.), Accounting, Legal, or Insurance, Cabling and
Networking, Data Administration / Data Recovery, Office Administration /
Relocation Management, Software (custom) / Web Development Gifts in Kind is an international
network of more than 350 affiliates with instant access to more than $600
million in products and services, including office equipment and supplies,
technology products and services, educational materials and sports equipment,
building materials, emergency relief products, and a range of other products
and services that help improve communities. Since its initiation in 1983,
nearly $2.5 billion in products donations has been distributed to more than
50,000 charities worldwide. Contact: Doyle Delph E-Mail
Address: ddelph@giftsinkind.org Telephone
#: 703-836-2121 Fax
#: 703-549-1481 Free Web Links on Crain’s New York Business Website
Small businesses
located below Canal Street may submit their website address to be posted on the
Rebuilding NY section of the Crain’s New York Business’s website http://www.crainsny.com/. Please send
submissions to http://www.crainsny.com/page.cms?pageId=363 Please see “UPCOMING EVENTS” for ways to help. You may also access any of:http://www.nyc.gov/, http://www.helping.org/,
http://www.libertyunited.org/, http://www.fema.gov/nwz01/nwz01_101.htm, http://www.windowsofhope.org,
http://www.wtcrelief.info Information and
Assistance Links
The Lower Manhattan Development
Corporation can be found at www.renewnyc.com/index.html. Stroock special bulletin: Stroock special bulletin on downtown grants: http://www.stroock.com/pubs/bulletins/05_10_02special_bulletin.pdf For comprehensive listings of
assistance, please see http://www.mofo.com/about/pbhandbook/smbiz/index.htm 9/11 Small Business Court Assistant Project
(commercial lease disputes)
The Honorable Fern Fisher,
Administrative Judge of the Civil Court, working with the Legal Aid Society,
the Association of the Bar of the City of New York, Stroock & Stroock &
Lavan and Latham & Watkins, has overseen the creation of the 9/11 Small
Business Court Assistance Project to address commercial lease disputes. The mission of the Project
is to transform eviction proceedings into opportunities to explore mutually
beneficial resolutions, avert business dislocation, and contribute to
resurgence of the downtown areas affected by the WTC tragedy. The Project, which
establishes a Special Calendar to hear these cases, is set to begin at the
Manhattan Civil Court on June 4, 2002. The Special Calendar will
feature intensive mediation services to facilitate settlement, lead by
experienced mediators from Safe Horizons, the Dispute Resolution Program of the
Civil Court, and JAMS. Small businesses that do not already have lawyers will
be provided with pro bono counsel from law firms, the Civil Court and Legal Aid
pro bono panels, and through the cooperation of the City Bar, the New York
County Lawyers Association and the New York State Bar Association. The Project
will recruit practitioners already familiar with Housing Court and commercial
lease litigation and negotiation. All mediation and legal
services will be rendered without charge in an effort to aid in the recovery of
lower Manhattan. For more information please
call (212)
382-4763. Counsel interested in volunteering for the
Project should contact the City Bar at (212) 382-4763. Orientations for
participating mediators and pro bono counsel will be conducted at the Manhattan
Civil Court at 111 Centre Street on May 16th, at 1:00 pm and again at 5:30 pm. Free legal advice is available
on a walk-in basis at 80 Centre Street (141 Worth St entrance), and Pier 94 at
West 54th Street and Amsterdam Avenue. Please see http://www.stroock.com/freelegalaid.html. Businesses may contact the Association
of the Bar (ABA) of the City of New York at (212) 626-7373 (English) or (212)
626-7374 (Spanish) for referral services. FEMA is also offering legal services at
(866) 606-0626. For Insurance and Terrorism Claims,
please see the information under “Insurance” for the
Task Force created by the American Bar Association (Insurance Coverage
Litigation Committee of the Section of Litigation). Lawyers Alliance for New York is
prepared to assist nonprofits affected by or responding to the events of September
11th. Please contact Lori Moses, Lawyers Alliance for New York, 330
Seventh Avenue, 19th Floor, New York, NY 10001; telephone: 212-219-1800x231;
email: lmoses@lany.org. Please also see an
FAQ available at http://www.lany.org/clientmemo.htm. Please see New York Law School: Pro
Bono Legal Services under Technical Assistance, Other Service Providers. People seeking jobs and businesses
offering jobs should call (718) 557-1332. For the most updated information,
please see: http://www.nyc.gov/html/em/employment.html An Emergency
Employment Clearinghouse has been set up to help match temporary employees
with employers. To post available jobs, call (212) 558-2250 or visit www.cwejobbank.org (enter
"CWE" as user name and password to fill out the form). If you are
searching for a job, please call (212) 558-2261. Call 888-NYC-JOBS or 888-692-5627 (job
bank of New York City Central Labor Council, CWE, and NYCP). Residents of the 15
counties surrounding New York City may be eligible for Disaster Unemployment
Assistance (DUA) resulting from the effects of the World Trade Center attack.
1-888-209-8124, Monday through Friday, from 8:00 a.m. to 5:00 p.m. DUA is
payable for 9/17/01 to 3/17/02. Information can be accessed at http://www.labor.state.ny.us/pdf/dua.pdf.
If you’ve filed and: want to claim benefits for a recent week, find out when a
check was mailed, or get general information, call 212-352-2631.
Liberty Zone Business Employee Credit The Job Creation and Worker Assistance
Act of 2002 was signed into law on March 9, 2002. Included in this act is the
Liberty Zone Package that provides additional federal tax incentives specially
formulated for businesses located south of Canal Street. These businesses may
benefit from the following: -
The New York Liberty Zone Business Employee Credit offers a
credit of up to $2,400 per employee for two years. Companies that employ 200 or
fewer employees in the Liberty Zone are eligible for this credit in 2002 and
2003. -
A 5-year recovery period (versus the standard 39-year
recovery period) for depreciation of certain leasehold improvements for
property placed in service after September 10, 2001 and before January 1, 2007.
-
A first-year "bonus" depreciation deduction equal
to 30 percent on real and personal property located in the Liberty Zone that is
repaired or replaced as a result of the WTC attack. -
An extended replacement period to 5 years (versus the
standard 2 years) to purchase property replacing that was damaged or destroyed
on September 11, 2001. Substantially, all of the replacement property's use
must be in New York City. Please
see http://www.downtownny.com/map.html to view a map of the
"Liberty Zone." Please see www.mta.nyc.ny.us for NYC
transit info. There is now expanded ferry service
between Hoboken and Lower Manhattan. -
The expanded service is as follows: (1) Direct service
between Hoboken and the World Financial Center, Pier A and Pier 11 every six
minutes. (2) Shuttle ferry service between the World Financial Center and Pier
11 every ten minutes. -
For information concerning existing ferry service, please
see the NY Waterways page www.nywaterway.com
or NYCDOT's Ferry Information page http://www.nyc.gov/html/dot/html/get_around/ferry/ferintro.html#operator. The New York City Department of Health
website contains health advisories and cleaning instructions for building
owners/managers and tenants. This information may be accessed through http://www.nyc.gov/. For
questions on air quality or dust cleanup, contact the Department of Health, or
the NYC Department of Health at (212) 227-5269. For residents’ air quality
inside apartments, please call (212) 442-3372. Info
about Anthrax in NYC: (877) 817-7621 Other
resources: NY
State Environment Health Unit at (800) 458-1158 Environmental
Protection Agency (EPA) (888) 283-7626 EPA
Websites: http://www.epa.gov/, http://www.epa.gov/docs/Region2 Con
Edison For an interactive map
please see http://www.nyc.gov/html/oem/html/emols/emols_wtc.html.
To confirm that a building has electricity call (212) 243-1900, (800) 75-CON ED Verizon:
Please
see http://www22.verizon.com/pages/eventinfo/
or call (718) 890-0756. AT&T:
Business
Repairs call (800) 222-3000 Water:
Water
is restored downtown. Call (718) DEP-HELP with problems. If you are seeking a map of the frozen
zones for insurance purposes, this may be of use: http://www.nyc.gov/html/oem/html/other/frozen_zone_history_pdf_page.html If
they have not already, companies should contact their insurance company. The
National Insurance Consumer Hotline (800) 942-4242 can assist with location of
insurance companies and answer insurance-related questions. The
New York State Department of Insurance is also available to answer questions:
(800) 339-1759 and (212) 480-5265. The
American Bar Association (Insurance Coverage Litigation Committee of the
Section of Litigation) has created a Task Force on Insurance and Terrorism
Claims to address insurance issues arising out of the terrorist attacks on the
World Trade Center and the Pentagon on September 11, 2001. This bi-partisan
committee has prepared a general checklist for making claims under property
insurance policies, and a checklist of additional information that may be
required in making a claim under business-interruption coverage. The materials
also include a sample claims calculation for use by small businesses and are
located at the following link: http://www.abanet.org/litigation/committee/insurance/taskforce.html The New York City Economic Development
Corporation (EDC)—together with the Downtown Cooperative and the Let’s Talk
Business Network—is hosting a series of free workshops to help entrepreneurs
and small business owners in the wake of September 11. The seminars will
feature panel discussions, question and answer sessions and advice given by
business professionals. The seminars will meet on Tuesdays or
Thursdays from 6:00 p.m. to 8:00 p.m.
in the WTC Business Rebuilding Center, 140
William Street. For more information about the seminars, contact Manny
Martinez at (212) 794-4027. For travel directions, please call (212) 406-9310. Upcoming Seminars: IV. Leading a Successful Business Team August 27: Teamwork!
How to build and sustain a great team September 10: All in the
family—How to survive and thrive in a small family business V. Value of Technology September 24: Using
technology to grow your business October 15: Technology
outsourcing solutions that improve your bottom line VI. Entrepreneurship October 29: The new
entrepreneur in today's economy November 5: How to
reinvent during a difficult economy VII. Early Stage Funding November 19: How to fund
an early stage business in today's economy December 3: Where to
find early stage financing Crain’s Small Business Breakfast (September 24)
Meet the winners of Crain‘s 7th Annual
Small Business Awards Tuesday, September 24, 2002, 8 a.m. to
9:30 a.m. Sheraton New York, 811 Seventh Avenue Early
bird special: All payment is non-refundable. Click on http://www.crainsny.com/calendar.cms
to register. Sponsored by: GHI OPEN Small Business Network from
American Express Crain’s New York 11th Annual Expo (November 1)
Solutions For Growing Your Business Keynote address by David Neeleman, CEO
of JetBlue Airways Friday November 1, 2002, 8 a.m. to 1
p.m. Hilton New York, 1335 Avenue of the
Americas Cost: Exhibitors: $975, Non-profit
exhibitors: $700, Attendees: $55 before 9/30; $65 thereafter Sponsored by: Fleet Small Business
Services, Co-sponsor: Nextel, Media Sponsor: 1010 WINS Sustain-NY: Dine together (Ongoing)
Join Pop Sustainability in supporting
Lower Manhattan restaurants that are taking steps towards sustainability and
re-connect with what it means to live in New York City. |
is a unique and effective way to give
corporate or individual support to the many small businesses hurt by the
September 11th attacks in New York City.